:root{--navy:#092748;--deep:#061d37;--gold:#be964d;--lightgold:#e7c47b;--cream:#f7f5ef;--ink:#152e46;--muted:#5a6976;--line:#dfe4e7;--white:#fff;--green:#176f53;--radius:16px;--shadow:0 18px 60px #0927480c}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:white;font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}a,button,input,select,textarea,summary{outline-offset:5px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold)}input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}::selection{background:#e7c47b99}h1,h2,h3,h4,p{margin:0}h1,h2{letter-spacing:-.035em;font-weight:500;line-height:1.12}h1{font-size:clamp(40px,4.6vw,70px);font-family:Georgia,'Times New Roman',serif}h2{font-size:clamp(31px,3.2vw,46px);font-family:Georgia,'Times New Roman',serif}h3{font-size:21px;line-height:1.35;letter-spacing:-.015em}p+p{margin-top:15px}.container{width:min(1200px,calc(100% - 80px));margin:auto}.section{padding:92px 0}.cream{background:var(--cream)}.navy{background:var(--navy);color:white}.eyebrow{display:block;font-size:11px;letter-spacing:.18em;font-weight:700;text-transform:uppercase;color:#856329;margin-bottom:20px}.navy .eyebrow{color:var(--lightgold)}.muted{color:var(--muted)}.lead{font-size:18px;line-height:1.75;color:var(--muted)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:38px}.section-head h2{max-width:650px}.section-head p{max-width:390px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:49px;padding:13px 22px;border:1px solid transparent;border-radius:6px;background:var(--navy);color:white;font-size:14px;font-weight:700;line-height:1.4;transition:background .2s,transform .2s}.btn:hover{background:#15436a;transform:translateY(-1px)}.btn-gold{background:var(--lightgold);color:var(--deep)}.btn-gold:hover{background:#f1cf8e}.btn-outline{border-color:#a6b3bd;background:transparent;color:var(--navy)}.btn-outline:hover{background:#edf1f4}.btn-white{background:white;color:var(--navy)}.text-link{display:inline-flex;align-items:center;gap:12px;font-size:14px;font-weight:700;color:var(--navy);min-height:44px}.text-link:hover{color:#856329}.arrow{font-size:20px;font-weight:400}.button-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.skip{position:fixed;top:-100px;left:20px;background:white;padding:12px;z-index:999}.skip:focus{top:10px}.topline{background:var(--navy);color:#d8e2ec;font-size:11px;letter-spacing:.04em}.topline .container{display:flex;align-items:center;justify-content:space-between;padding-top:7px;padding-bottom:7px}.topline span:first-child{display:flex;align-items:center;gap:7px}.topline .dot{width:5px;height:5px;background:var(--lightgold);border-radius:50%}.site-header{height:90px;background:#fffffff5;backdrop-filter:blur(14px);position:sticky;top:0;z-index:30;border-bottom:1px solid #e9edef}.nav-inner{height:100%;display:flex;align-items:center;gap:30px;justify-content:space-between}.brand{display:block;flex-shrink:0;width:175px;height:65px;overflow:hidden;position:relative}.brand img{position:absolute;width:175px;height:175px;max-width:none;top:-54px;left:0}.nav{display:flex;align-items:center;gap:25px}.nav a{font-size:13px;font-weight:600;padding:14px 0;position:relative}.nav a[aria-current=page]{color:#856329}.nav a[aria-current=page]:after{content:'';position:absolute;height:2px;bottom:6px;left:0;right:0;background:var(--gold)}.header-cta{font-size:12px;min-height:44px;padding:12px 17px}.menu-toggle{display:none;background:white;border:1px solid var(--line);width:44px;height:44px;border-radius:5px;color:var(--navy);font-size:22px}.hero{background:var(--cream);position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:65px;align-items:center;padding-top:65px;padding-bottom:76px}.hero h1 em{font-style:normal;color:#987537}.hero-copy .lead{margin-top:25px;max-width:510px;font-size:16px}.hero-footnote{display:flex;align-items:center;gap:9px;font-size:11px;color:var(--muted);margin-top:24px}.hero-visual{position:relative;height:528px;margin-top:5px;padding-left:16px}.hero-picture{display:block;width:100%;height:100%;object-fit:cover;border-radius:180px 12px 12px 12px;object-position:62% center;background:#d9d8cf}.hero-visual:before{content:'';position:absolute;inset:-14px 15px 20px 0;border:1px solid #be964d66;border-radius:195px 20px 20px 20px;z-index:0;pointer-events:none}.hero-picture{position:relative}.hero-label{position:absolute;bottom:27px;left:-25px;right:58px;padding:20px 24px;background:var(--navy);color:white;box-shadow:0 15px 25px #0002;display:flex;align-items:center;gap:18px;border-radius:5px}.hero-label .icon{color:var(--lightgold);flex-shrink:0}.hero-label strong{display:block;font-size:14px}.hero-label span{font-size:11px;color:#c0d0de}.image-caption{position:absolute;bottom:6px;right:15px;color:white;font-size:9px;text-shadow:0 1px 5px #000}.trustbar{border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);padding:27px 0;gap:30px}.trust-grid>div{display:flex;align-items:center;justify-content:center;gap:14px;font-size:13px}.trust-grid>div+div{border-left:1px solid var(--line)}.icon{width:27px;height:27px;display:inline-block;vertical-align:middle;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.gold{color:#947137}.solutions-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.solution-card{border:1px solid var(--line);padding:30px 25px 22px;border-radius:8px;display:flex;flex-direction:column;position:relative;min-width:0;transition:box-shadow .2s,border-color .2s}.solution-card:hover{box-shadow:var(--shadow);border-color:var(--gold)}.icon-box{width:49px;height:49px;display:flex;align-items:center;justify-content:center;background:#f5f0e7;border-radius:8px;color:#937039;margin-bottom:27px}.solution-card p{font-size:13px;color:var(--muted);margin-top:14px;margin-bottom:24px}.solution-card .text-link{margin-top:auto;font-size:12px}.split{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.split h2{margin-bottom:24px}.feature-list{display:grid;gap:22px;margin-top:32px}.feature{display:flex;gap:16px}.feature .icon{color:var(--gold);width:22px;height:22px}.feature h3{font-size:15px}.feature p{font-size:13px;color:var(--muted);margin-top:5px}.editorial-photo{position:relative;height:460px}.editorial-photo img{width:100%;height:100%;object-fit:cover;border-radius:8px}.quote-panel{background:var(--navy);color:white;padding:35px;border-radius:8px;position:relative}.quote-panel .big-quote{font-family:Georgia,serif;font-size:32px;line-height:1.3;color:#fff}.quote-panel p{color:#c3d0dc;font-size:14px;margin-top:25px}.quote-panel .rule{width:48px;height:2px;background:var(--gold);margin-top:26px}.sim-teaser{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.sim-teaser h2{max-width:510px}.sim-teaser .lead{font-size:15px;margin-top:24px;color:#c1ced9}.sim-teaser .btn{margin-top:27px}.teaser-card{background:white;border-radius:12px;padding:30px;color:var(--navy)}.teaser-card .mini-label{font-size:11px;color:#856329;letter-spacing:.12em;text-transform:uppercase}.teaser-card h3{margin-top:8px;font-size:21px}.mini-fields{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin:25px 0}.mini-fields>div{padding-bottom:10px;border-bottom:1px solid var(--line)}.mini-fields dt{font-size:10px;color:var(--muted)}.mini-fields dd{margin:3px 0 0;font-size:17px;font-weight:600}.teaser-result{display:flex;justify-content:space-between;align-items:center;gap:15px;background:var(--cream);padding:18px;border-radius:6px}.teaser-result small{font-size:10px;color:var(--muted);display:block}.teaser-result strong{font-size:25px;letter-spacing:-.03em}.fine{font-size:11px;line-height:1.65;color:var(--muted)}.teaser-card .fine{margin-top:13px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:35px;margin-top:45px}.step .num{display:block;font-family:Georgia,serif;color:var(--gold);font-size:38px;line-height:1;margin-bottom:25px}.step{border-top:1px solid #cbd3d9;padding-top:25px}.step h3{font-size:17px;margin-bottom:13px}.step p{font-size:13px;color:var(--muted)}.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.article-card{border:1px solid var(--line);border-radius:8px;overflow:hidden;display:flex;flex-direction:column;background:white}.article-art{height:175px;background:#e9eee9;position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center}.article-art .icon{width:65px;height:65px;color:var(--gold);position:relative;z-index:1;stroke-width:1}.article-art:before,.article-art:after{content:'';position:absolute;width:240px;height:240px;border:1px solid #aabbaa60;transform:rotate(30deg);border-radius:35px}.article-art:after{width:160px;height:160px;transform:rotate(65deg)}.article-art.blue{background:#e5ecf2}.article-art.sand{background:#eee7db}.article-content{padding:24px;display:flex;flex-direction:column;flex:1}.article-tag{font-size:10px;color:#856329;font-weight:700;letter-spacing:.09em;text-transform:uppercase;margin-bottom:10px}.article-content h3{font-size:19px}.article-content p{font-size:13px;color:var(--muted);margin-top:13px;margin-bottom:15px}.article-content .text-link{margin-top:auto;font-size:12px}.contact-band{padding:58px 0;background:#eee8db}.contact-band .container{display:flex;align-items:center;justify-content:space-between;gap:35px}.contact-band h2{font-size:36px;max-width:650px}.contact-band p{font-size:14px;color:var(--muted);margin-top:15px}.site-footer{padding:65px 0 25px;background:var(--deep);color:white}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.3fr 1.4fr;gap:50px}.footer-brand{width:175px;height:70px;background:white;border-radius:4px}.footer-brand .brand{height:70px}.footer-about{font-size:12px;color:#afbecd;margin-top:22px;max-width:270px}.footer-title{font-size:12px;font-weight:700;color:#e4c688;margin-bottom:20px}.footer-links{display:grid;gap:10px;font-size:12px;color:#c1cedb}.footer-links a:hover{color:white;text-decoration:underline}.footer-bottom{margin-top:50px;border-top:1px solid #ffffff20;padding-top:22px;display:flex;justify-content:space-between;gap:25px;font-size:10px;color:#aebecd}.footer-disclaimer{font-size:10px;color:#aebecd;margin-top:17px;max-width:1050px}.whatsapp-float{position:fixed;bottom:23px;right:24px;z-index:25;background:var(--green);color:white;width:53px;height:53px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px #09274830}.whatsapp-float .icon{width:26px;height:26px}.page-hero{background:var(--cream);padding:56px 0 65px}.breadcrumbs{font-size:11px;color:var(--muted);margin-bottom:25px}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}.page-hero h1{max-width:830px;font-size:clamp(36px,4.3vw,58px)}.page-hero .lead{max-width:740px;font-size:16px;margin-top:25px}.page-hero .eyebrow{margin-bottom:15px}.pill{display:inline-flex;padding:5px 12px;background:#eae2d1;border-radius:30px;color:#755822;font-size:11px}.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:45px}.value{padding:30px;border:1px solid var(--line);border-radius:8px}.value p{font-size:14px;color:var(--muted);margin-top:13px}.value .icon{color:var(--gold);margin-bottom:20px}.service-list{display:grid;gap:30px}.service-detail{display:grid;grid-template-columns:90px 1fr 1fr;gap:40px;padding:42px;border:1px solid var(--line);border-radius:8px;align-items:start}.service-detail .icon-box{width:70px;height:70px}.service-detail .icon{width:35px;height:35px}.service-detail h2{font-size:31px;margin-bottom:17px}.service-detail p{font-size:14px;color:var(--muted)}.checklist{list-style:none;padding:0;margin:0;display:grid;gap:14px;font-size:14px}.checklist li{position:relative;padding-left:24px}.checklist li:before{content:'✓';position:absolute;left:0;color:#886629}.service-note{background:var(--cream);font-size:12px;border-radius:6px;padding:15px 20px;margin-top:20px;color:var(--muted)}.detail-grid{display:grid;grid-template-columns:1fr 360px;gap:70px;align-items:start}.detail-grid h2{font-size:32px;margin:35px 0 20px}.detail-grid h2:first-child{margin-top:0}.detail-grid p{color:var(--muted);font-size:15px}.sticky-card{position:sticky;top:120px;background:var(--cream);padding:30px;border-radius:10px}.sticky-card h3{margin-bottom:15px}.sticky-card p{font-size:13px;margin-bottom:22px}.sticky-card .btn{width:100%}.faq{max-width:900px;margin:40px auto 0}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-size:15px;font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary:after{content:'+';font-size:21px;color:var(--gold)}.faq details[open] summary:after{content:'−'}.faq details p{font-size:14px;color:var(--muted);padding-top:16px;max-width:800px}.center{text-align:center}.center h2{margin:auto}.process-list{max-width:960px;margin:auto;display:grid;gap:0}.process-item{display:grid;grid-template-columns:95px 1fr;gap:40px;padding:40px 0;border-bottom:1px solid var(--line)}.process-item .num{font:48px Georgia,serif;color:var(--gold)}.process-item h2{font-size:30px;margin-bottom:16px}.process-item p{color:var(--muted);font-size:14px}.process-item .pill{margin-top:20px}.contact-layout{display:grid;grid-template-columns:1fr 1.25fr;gap:90px;align-items:start}.contact-info h2{margin-bottom:25px}.contact-method{padding:24px 0;border-bottom:1px solid var(--line);display:flex;gap:17px;align-items:start}.contact-method strong{display:block;font-size:14px}.contact-method p,.contact-method a{font-size:14px;color:var(--muted)}.contact-method .icon{color:#967038}.form-panel{border:1px solid var(--line);padding:36px;border-radius:12px;box-shadow:var(--shadow);background:white}.form-panel h3{margin-bottom:8px}.form-panel>p{font-size:13px;color:var(--muted);margin-bottom:25px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:19px}.field{display:flex;flex-direction:column;gap:7px;min-width:0}.field.full{grid-column:1/-1}.field label{font-size:12px;font-weight:600;color:var(--ink)}.field input,.field select,.field textarea{width:100%;min-width:0;min-height:47px;border:1px solid #cbd4dc;border-radius:5px;padding:11px 12px;background:white;color:var(--ink);font-size:14px}.field small{font-size:10px;color:var(--muted);line-height:1.6}.field textarea{min-height:95px;resize:vertical}.check{display:flex;align-items:flex-start;gap:10px;font-size:11px;color:var(--muted);line-height:1.6;margin:22px 0}.check input{width:17px;height:17px;flex-shrink:0;margin-top:2px;accent-color:var(--navy)}.check a{text-decoration:underline}.form-panel .btn{width:100%}.form-status{font-size:12px;color:#a42d26;margin-top:14px}.form-fine{font-size:10px;color:var(--muted);margin-top:12px!important}.article-body{max-width:760px;margin:auto}.article-body h2{font-size:30px;margin:38px 0 18px}.article-body h3{margin:25px 0 14px}.article-body p,.article-body li{font-size:16px;color:#42576a;line-height:1.9}.article-body ul,.article-body ol{padding-left:23px}.article-body li+li{margin-top:10px}.article-body .article-meta{font-size:12px;color:var(--muted);padding-bottom:27px;border-bottom:1px solid var(--line);margin-bottom:35px}.article-body .note{background:var(--cream);padding:25px;border-left:3px solid var(--gold);font-size:14px;margin:30px 0}.article-body .sources{font-size:12px;color:var(--muted);border-top:1px solid var(--line);margin-top:40px;padding-top:22px}.article-body .sources a{display:block;text-decoration:underline;margin-top:8px;overflow-wrap:anywhere}.article-body .sources p{font-size:12px}.sim-section{padding-top:50px}.tabs{display:flex;gap:8px;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:35px;flex-wrap:wrap}.tab{border:1px solid var(--line);padding:12px 20px;border-radius:5px;background:white;color:var(--muted);font-size:13px;min-height:46px}.tab[aria-selected=true]{background:var(--navy);color:white;border-color:var(--navy)}.sim-layout{display:grid;grid-template-columns:1.08fr 1fr;gap:36px;align-items:start}.sim-form{border:1px solid var(--line);border-radius:10px;padding:30px}.sim-form h2{font:26px Georgia,serif;margin-bottom:10px}.sim-form>p{font-size:12px;color:var(--muted);margin-bottom:24px}.sim-form .btn{width:100%;margin-top:24px}.sim-form .form-grid{gap:17px}.sim-form .field label{font-size:11px}.assumptions{font-size:11px;line-height:1.7;color:var(--muted);margin-top:20px;padding-top:19px;border-top:1px solid var(--line)}.assumptions strong{color:var(--ink)}.result-panel{background:var(--cream);border:1px solid #e1dacb;border-radius:10px;padding:30px;position:sticky;top:110px}.result-label{font-size:10px;letter-spacing:.12em;color:#856329;font-weight:700;text-transform:uppercase}.result-main{margin:20px 0 0;font-size:38px;letter-spacing:-.035em;line-height:1.25;color:var(--navy);font-weight:600}.result-caption{font-size:12px;color:var(--muted);margin-top:5px}.result-summary{margin-top:25px;display:grid;gap:12px}.result-summary>div{display:flex;justify-content:space-between;gap:20px;font-size:12px;border-bottom:1px solid #deddd5;padding-bottom:12px}.result-summary dt{color:var(--muted)}.result-summary dd{font-weight:600;margin:0;text-align:right}.result-warning{font-size:11px;line-height:1.65;color:#5b4d35;margin-top:20px;background:#ebe3d3;padding:15px;border-radius:5px}.result-panel .button-row{gap:9px;margin-top:22px}.result-panel .btn{font-size:12px;padding:12px 15px;flex:1}.result-empty{padding:45px 5px}.result-empty .icon{color:var(--gold);width:45px;height:45px;margin-bottom:20px}.result-empty h3{font-size:21px;margin-bottom:15px}.result-empty p{font-size:14px;color:var(--muted)}.sim-error{color:#a42d26;font-size:12px;margin-top:18px;padding:14px;background:#fff0eb;border-radius:5px}.schedule{margin-top:35px;border-top:1px solid var(--line);padding-top:25px}.schedule summary{cursor:pointer;font-size:13px;font-weight:600;padding:12px 0}.table-wrap{overflow:auto;max-height:420px;border:1px solid var(--line);border-radius:5px;margin-top:15px}table{width:100%;border-collapse:collapse;font-size:11px;font-variant-numeric:tabular-nums}th,td{padding:12px 15px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}th:first-child,td:first-child{text-align:left}th{background:#edf1f4;position:sticky;top:0;font-weight:700}dialog{max-width:650px;width:calc(100% - 32px);max-height:90dvh;border:0;border-radius:12px;padding:32px;color:var(--ink);box-shadow:0 30px 100px #0003}dialog::backdrop{background:#05182ccc;backdrop-filter:blur(3px)}.dialog-top{display:flex;align-items:start;justify-content:space-between;gap:20px}.dialog-top h2{font-size:28px}.close-dialog{border:1px solid var(--line);background:white;border-radius:4px;min-width:36px;min-height:36px;font-size:21px}.dialog-note{font-size:13px;color:var(--muted);margin:20px 0}.message-preview{font-size:12px;line-height:1.65;background:var(--cream);padding:20px;border:1px solid var(--line);border-radius:5px;white-space:pre-wrap;overflow-wrap:anywhere;max-height:300px;overflow:auto}.dialog-status{font-size:12px;color:var(--green);margin-top:15px}.notice-banner{font-size:12px;color:#5b4d35;padding:18px 22px;border:1px solid #e0d5bb;background:#faf6ea;border-radius:6px;margin-bottom:30px}.required-note{font-size:10px;color:var(--muted);margin-bottom:19px}.hide{display:none!important}@media(min-width:1500px){.hero-grid{gap:90px}.hero h1{font-size:72px}}@media(max-width:1100px){.container{width:calc(100% - 56px)}.nav{gap:16px}.nav-inner{gap:16px}.header-cta{font-size:11px;padding:10px}.brand{width:150px}.brand img{width:150px;height:150px;top:-46px}.hero-grid{gap:38px}.hero-visual{height:480px}.hero-label{left:-10px;right:20px}.solution-card{padding:25px 18px}.solutions-grid{gap:14px}.split,.sim-teaser{gap:45px}.footer-grid{gap:30px}.contact-layout{gap:50px}}@media(max-width:900px){.site-header{height:78px}.menu-toggle{display:block}.header-cta{margin-left:auto;font-size:12px}.nav-inner{gap:20px}.nav{display:none;position:absolute;left:0;right:0;top:78px;flex-direction:column;align-items:stretch;background:white;padding:18px 28px;box-shadow:0 15px 25px #09274815;border-bottom:1px solid var(--line);gap:0;max-height:80dvh;overflow:auto}.nav.open{display:flex}.nav a{padding:12px 5px}.nav a[aria-current=page]:after{display:none}.hero-grid{gap:30px;padding-top:50px;padding-bottom:55px}.hero h1{font-size:48px}.hero-visual{height:440px}.hero-label{padding:15px;left:0;right:15px}.hero-label strong{font-size:12px}.hero-label span{font-size:10px}.hero-copy .lead{font-size:14px}.hero .button-row .btn{font-size:12px;padding:12px 15px}.solutions-grid{grid-template-columns:repeat(2,1fr)}.section{padding:70px 0}.steps{gap:22px}.step h3{font-size:15px}.step p{font-size:12px}.split,.sim-teaser{gap:35px}.section-head{align-items:start}.section-head h2{max-width:500px}.section-head p{font-size:14px}.footer-grid{grid-template-columns:1.8fr 1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}.contact-layout{gap:30px;grid-template-columns:1fr 1.35fr}.form-panel{padding:25px}.form-grid{gap:15px}.service-detail{grid-template-columns:65px 1fr;gap:25px;padding:30px}.service-detail>div:last-child{grid-column:2}.detail-grid{gap:35px;grid-template-columns:1fr 300px}.sim-layout{gap:22px}.sim-form,.result-panel{padding:25px}.result-main{font-size:32px}.blog-grid{gap:18px}.article-content{padding:20px}.article-content h3{font-size:17px}}@media(max-width:700px){.container{width:calc(100% - 40px)}.topline .container{padding-top:6px;padding-bottom:6px}.topline{font-size:9px}.topline .container>span:last-child{display:none}.site-header{height:73px}.nav{top:73px;padding-left:20px;padding-right:20px}.nav-inner{gap:11px}.brand{width:140px;height:57px}.brand img{width:140px;height:140px;top:-43px}.header-cta{min-height:40px;padding:10px 12px;font-size:10px;gap:5px}.header-cta .icon{width:17px;height:17px}.menu-toggle{width:40px;height:40px;flex-shrink:0}.hero-grid{grid-template-columns:1fr;gap:38px;padding-top:39px;padding-bottom:45px}.hero h1{font-size:clamp(39px,9vw,57px);max-width:560px}.eyebrow{font-size:10px;margin-bottom:17px}.hero-copy .lead{font-size:15px;max-width:560px;margin-top:21px}.hero .button-row .btn{font-size:12px;min-height:48px}.button-row{gap:10px;margin-top:25px}.hero-footnote{font-size:10px;margin-top:19px}.hero-visual{height:360px;padding-left:0;margin:0 3px 0 10px}.hero-visual:before{inset:-9px 13px 13px -10px;border-radius:140px 15px 15px 15px}.hero-picture{border-top-left-radius:130px;object-position:center}.hero-label{left:-10px;right:25px;bottom:25px;padding:18px}.hero-label strong{font-size:13px}.hero-label span{font-size:10px}.trust-grid{grid-template-columns:1fr;gap:16px;padding:24px 0}.trust-grid>div{justify-content:start;font-size:12px;padding-left:10px}.trust-grid>div+div{border:0}.trust-grid .icon{width:22px;height:22px}.section{padding:58px 0}.section-head{display:block;margin-bottom:28px}.section-head p{margin-top:20px;max-width:100%}.section-head .text-link{margin-top:17px}.solutions-grid{gap:14px}.solution-card{padding:23px 18px 17px}.solution-card h3{font-size:17px}.solution-card p{font-size:12px;margin-top:11px;margin-bottom:17px}.icon-box{width:43px;height:43px;margin-bottom:20px}.solution-card .text-link{font-size:11px;gap:6px}.split,.sim-teaser{grid-template-columns:1fr;gap:35px}.split h2{margin-bottom:21px}.split .lead{font-size:16px}.quote-panel{padding:30px}.quote-panel .big-quote{font-size:29px}.sim-teaser .lead{font-size:14px}.teaser-card{padding:24px}.teaser-result strong{font-size:24px}.steps{grid-template-columns:1fr 1fr;gap:28px 25px;margin-top:32px}.step .num{font-size:33px;margin-bottom:18px}.step h3{font-size:16px}.step p{font-size:13px}.blog-grid{grid-template-columns:1fr;gap:22px}.article-art{height:155px}.article-content h3{font-size:21px}.article-content p{font-size:14px}.contact-band{padding:42px 0}.contact-band .container{display:block}.contact-band h2{font-size:30px}.contact-band .btn{margin-top:24px}.site-footer{padding-top:45px;padding-bottom:90px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px 30px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1}.footer-about{max-width:100%}.footer-bottom{display:block;margin-top:35px}.footer-bottom>span{display:block;margin-top:8px}.whatsapp-float{width:49px;height:49px;right:18px;bottom:18px}.page-hero{padding:35px 0 43px}.breadcrumbs{font-size:10px;margin-bottom:20px}.page-hero .lead{font-size:15px;margin-top:21px}.values-grid{grid-template-columns:1fr;gap:18px;margin-top:30px}.value{padding:25px}.service-detail{grid-template-columns:1fr;gap:5px;padding:27px}.service-detail>div:last-child{grid-column:1;margin-top:20px}.service-detail .icon-box{width:50px;height:50px;margin-bottom:22px}.service-detail .icon{width:28px;height:28px}.service-detail h2{font-size:28px}.detail-grid{grid-template-columns:1fr;gap:35px}.sticky-card{position:static;padding:27px}.process-item{grid-template-columns:45px 1fr;gap:20px;padding:30px 0}.process-item .num{font-size:36px}.process-item h2{font-size:26px}.contact-layout{grid-template-columns:1fr;gap:38px}.contact-info h2{font-size:32px}.form-panel{padding:25px 22px}.form-grid{gap:17px}.field input,.field select{font-size:16px}.sim-section{padding-top:30px}.tabs{gap:7px;display:grid;grid-template-columns:1fr 1fr}.tab{font-size:12px;padding:11px 10px}.sim-layout{grid-template-columns:1fr;gap:25px}.sim-form,.result-panel{padding:25px 22px}.sim-form .form-grid{gap:16px}.sim-form .field label{font-size:11px}.result-panel{position:static}.result-main{font-size:36px}.result-empty{padding:20px 0}.article-body p,.article-body li{font-size:15px}.article-body h2{font-size:28px}.article-body .note{padding:20px}.article-body .sources a{font-size:11px}.notice-banner{font-size:11px;padding:16px}dialog{padding:25px 22px}.dialog-top h2{font-size:25px}.dialog-note{font-size:12px}.message-preview{padding:16px;font-size:11px}}@media(max-width:380px){.container{width:calc(100% - 30px)}.brand{width:122px}.brand img{width:122px;height:122px;top:-33px}.header-cta{padding:10px 9px;font-size:9px}.nav-inner{gap:7px}.solutions-grid{grid-template-columns:1fr}.solution-card h3{font-size:21px}.solution-card p{font-size:14px}.form-grid{grid-template-columns:1fr}.field{grid-column:1/-1}.steps{grid-template-columns:1fr}.hero-visual{height:300px}.result-main{font-size:31px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}@media print{.site-header,.topline,.site-footer,.whatsapp-float,.contact-band,.btn,.tabs{display:none!important}.section{padding:20px 0}.container{width:100%}.sim-layout{display:block}.result-panel{position:static;break-inside:avoid}.table-wrap{max-height:none;overflow:visible}}

/* Guided educational simulators */
.sim-step-label{display:block;font-size:10px;letter-spacing:.12em;color:#856329;font-weight:700;margin-bottom:12px}.currency-control{position:relative;min-width:0}.currency-control>span{position:absolute;left:13px;top:12px;color:#687987;font-size:13px;pointer-events:none}.sim-form .currency-control input{padding-left:41px;font-variant-numeric:tabular-nums}.sim-form .field [aria-invalid=true]{border-color:#b13025;outline-color:#b13025;background:#fffaf8}.sim-form .field .field-error{font-size:11px;color:#a42d26;line-height:1.55}.field-error:empty{display:none}.sim-advanced{grid-column:1/-1;padding:20px;border:1px solid #ddd7c9;background:#faf9f6;border-radius:7px;margin-top:5px}.sim-advanced>summary{font-size:12px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px;list-style:none;min-height:32px}.sim-advanced>summary:after{content:'+';font-size:19px;color:#8b6931}.sim-advanced[open]>summary:after{content:'−'}.sim-advanced>summary span{font-size:10px;font-weight:400;color:var(--muted);margin-left:auto}.sim-advanced>p{font-size:11px;color:var(--muted);margin:13px 0 20px;line-height:1.7}.sim-advanced .form-grid{gap:16px}.sim-advanced>p:last-child{margin:16px 0 0;font-size:10px}.tool-boundaries{font-size:10px;color:var(--muted);line-height:1.7;margin-top:16px}.tool-boundaries a{text-decoration:underline;color:var(--navy);text-underline-offset:2px}.calculation-details{margin-top:20px;border-top:1px solid var(--line);padding-top:13px}.calculation-details summary{font-size:11px;font-weight:600;cursor:pointer;padding:8px 0}.calculation-details .assumptions{border:0;margin:0;padding-top:10px}.result-details{border-top:1px solid #deddd5;margin-top:18px;padding-top:10px}.result-details>summary{font-size:12px;cursor:pointer;padding:10px 0;font-weight:600}.result-details .result-summary{margin-top:13px}@media(max-width:700px){.sim-advanced{padding:17px 14px}.sim-advanced .form-grid{grid-template-columns:1fr}.sim-advanced>summary{font-size:11px}.sim-advanced>summary span{font-size:9px}.sim-form .currency-control input{font-size:16px}.sim-form .field .field-error{font-size:10px}.sim-form .form-grid{gap:18px 14px}.currency-control>span{font-size:12px}}

.income-guidance{padding:18px;background:#e8efe9;border:1px solid #cfddd3;border-radius:6px;margin-top:20px;font-size:12px;color:#264c3d}.income-guidance strong{font-size:13px}.income-guidance p{font-size:11px;line-height:1.7;margin-top:8px}.income-guidance a{font-size:10px;text-decoration:underline;text-underline-offset:2px}.article-body table{font-size:13px}.article-body table caption{text-align:left;padding:14px;color:var(--muted);font-size:11px;background:#f7f5ef}.article-body th[scope=row]{position:static;background:white}@media(max-width:700px){.income-guidance{padding:15px}.article-body table{font-size:11px}}

/* Partner acquisition and navigation with the expanded menu. */
.nav a{white-space:nowrap}.partner-callout .lead{margin-top:22px}.partner-callout .quote-panel h3{margin-bottom:16px}#cadastro-parceiro{scroll-margin-top:110px}
@media(min-width:901px) and (max-width:1180px){.menu-toggle{display:block;flex-shrink:0}.header-cta{margin-left:auto}.nav-inner{gap:20px}.nav{display:none;position:absolute;left:0;right:0;top:90px;flex-direction:column;align-items:stretch;background:white;padding:18px 28px;box-shadow:0 15px 25px #09274815;border-bottom:1px solid var(--line);gap:0;max-height:80dvh;overflow:auto}.nav.open{display:flex}.nav a{padding:12px 5px}.nav a[aria-current=page]:after{display:none}}
@media(max-width:700px){#partner-form .form-grid{grid-template-columns:1fr}.partner-callout .button-row{align-items:stretch;flex-direction:column}.partner-callout .text-link{justify-content:center}}

/* Main institutions: official artwork, displayed lower on the Home page. */
.institutions-section{padding:42px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:white}.institutions-heading{text-align:center}.institutions-heading h2{font-size:clamp(25px,2.3vw,32px)}.institutions-grid{list-style:none;display:flex;justify-content:center;flex-wrap:wrap;gap:12px;margin:24px 0 0;padding:0}.institution-card{flex:0 1 calc((100% - 72px)/7);min-width:0;display:flex;flex-direction:column;align-items:center;gap:10px;padding:17px 10px 12px;background:white;border:1px solid #e9e8e2;border-radius:7px}.institution-logo{height:58px;width:100%;display:flex;align-items:center;justify-content:center}.institution-logo img{display:block;width:auto;height:auto;max-width:100%;max-height:44px;object-fit:contain}.institution-card--itau .institution-logo img,.institution-card--bradesco .institution-logo img{max-height:56px}.institution-card>span{font-size:11px;line-height:1.5;color:var(--muted);text-align:center}.institutions-note{font-size:10px;line-height:1.75;color:var(--muted);text-align:center;max-width:800px;margin:18px auto 0}@media(max-width:1100px){.institution-card{flex-basis:calc(25% - 9px)}}@media(max-width:700px){.institutions-section{padding:35px 0}.institutions-grid{gap:10px;margin-top:22px}.institution-card{flex-basis:calc(50% - 5px);padding:14px 12px 11px}.institution-logo{height:52px}.institution-logo img{max-height:38px}.institution-card--itau .institution-logo img,.institution-card--bradesco .institution-logo img{max-height:50px}.institution-card>span{font-size:10px}}

.footer-company{font-size:12px;line-height:1.75;color:#cbd7e2;margin-top:22px}.footer-company strong{font-weight:600;color:#e5ecf2}@media(max-width:700px){.footer-company{font-size:11px}}

.contact-link{display:inline-flex;align-items:center;gap:12px;min-height:44px;line-height:1.5}.contact-link .icon{width:21px;height:21px;flex-shrink:0}.contact-link span{min-width:0;overflow-wrap:anywhere}.contact-channels{margin-top:28px}.contact-method.contact-link{display:flex;margin-top:10px;color:var(--navy)}.footer-links .contact-link{display:flex;min-height:32px;gap:9px}.footer-links .contact-link .icon{width:18px;height:18px}.result-summary dt,.result-summary dd{min-width:0;overflow-wrap:anywhere}